🧳 Preparation for Independent Adulthood *coming soon
- 1. 1.1 – Time Management and Daily Scheduling 00:00:00
- 2. 1.2 – Creating and Following a Morning Routine 00:00:00
- 3. 1.3 – Meal Planning for the Week 00:00:00
- 4. 1.4 – Cooking Simple and Healthy Meals 00:00:00
- 5. 1.5 – Grocery Shopping with a List 00:00:00
- 6. 1.6 – Cleaning Basics: Kitchen and Bathroom 00:00:00
- 7. 1.7 – Laundry Skills and Clothing Care 00:00:00
- 8. 1.8 – Organizing Personal Belongings 00:00:00
- 9. 1.9 – Home Safety and Emergency Preparedness 00:00:00
- 10. 1.10 – Setting Personal Boundaries at Home 00:00:00
- 11. 1.11 – Balancing Responsibilities and Free Time 00:00:00
- 12. 1.12 – Practicing Problem-Solving in Daily Living 00:00:00
- 13. 1.13 – Developing Self-Motivation for Chores 00:00:00
- 14. 1.14 – Building Confidence Through Small Tasks 00:00:00
- 15. 1.15 – Creating a Weekly Independent Living Plan 00:00:00
- 1. 2.1 – Understanding Income and Expenses 00:00:00
- 2. 2.2 – Creating a Simple Monthly Budget 00:00:00
- 3. 2.3 – Tracking Spending and Staying Accountable 00:00:00
- 4. 2.4 – Opening and Managing a Bank Account 00:00:00
- 5. 2.5 – Using Debit and Credit Cards Wisely 00:00:00
- 6. 2.6 – How to Pay Bills on Time 00:00:00
- 7. 2.7 – Avoiding Overdrafts and Fees 00:00:00
- 8. 2.8 – Understanding Credit and Credit Scores 00:00:00
- 9. 2.9 – Building Credit Safely 00:00:00
- 10. 2.10 – Saving for Short- and Long-Term Goals 00:00:00
- 11. 2.11 – Using Mobile Apps for Money Management 00:00:00
- 12. 2.12 – Recognizing Financial Scams 00:00:00
- 13. 2.13 – Handling Unexpected Expenses 00:00:00
- 14. 2.14 – Talking About Money Without Stress 00:00:00
- 15. 2.15 – Creating a Personal Financial Growth Plan 00:00:00
- 1. 3.1 – Exploring Different Housing Options 00:00:00
- 2. 3.2 – How to Read a Lease Agreement 00:00:00
- 3. 3.3 – Understanding Rent and Deposits 00:00:00
- 4. 3.4 – Setting a Housing Budget 00:00:00
- 5. 3.5 – Searching for Safe and Affordable Housing 00:00:00
- 6. 3.6 – Communicating with Landlords Effectively 00:00:00
- 7. 3.7 – Roommate Agreements and Shared Living 00:00:00
- 8. 3.8 – Keeping a Home Clean and Organized 00:00:00
- 9. 3.9 – Basic Home Maintenance Skills 00:00:00
- 10. 3.10 – Respecting Neighbors and Community Rules 00:00:00
- 11. 3.11 – Handling Repairs and Emergencies 00:00:00
- 12. 3.12 – Moving In and Out Responsibly 00:00:00
- 13. 3.13 – Protecting Belongings with Renters Insurance 00:00:00
- 14. 3.14 – Avoiding Eviction and Housing Problems 00:00:00
- 15. 3.15 – Building Stability Through Consistent Housing 00:00:00
- 1. 4.1 – Identifying Strengths and Job Interests 00:00:00
- 2. 4.2 – Creating a Resume from Scratch 00:00:00
- 3. 4.3 – Filling Out Job Applications Correctly 00:00:00
- 4. 4.4 – Searching for Jobs Online and in the Community 00:00:00
- 5. 4.5 – Preparing for Job Interviews 00:00:00
- 6. 4.6 – Dressing for Success in the Workplace 00:00:00
- 7. 4.7 – Understanding Workplace Expectations 00:00:00
- 8. 4.8 – Communication Skills for the Job 00:00:00
- 9. 4.9 – Handling Workplace Conflict Respectfully 00:00:00
- 10. 4.10 – Time Management on the Job 00:00:00
- 11. 4.11 – Following Directions and Feedback 00:00:00
- 12. 4.12 – Workplace Safety Basics 00:00:00
- 13. 4.13 – Setting Career Goals for Growth 00:00:00
- 14. 4.14 – Building Professional Relationships 00:00:00
- 15. 4.15 – Staying Motivated After Employment 00:00:00
- 1. 5.1 – Exploring Education Options After High School 00:00:00
- 2. 5.2 – Understanding Vocational Training vs. College 00:00:00
- 3. 5.3 – Setting Short- and Long-Term Career Goals 00:00:00
- 4. 5.4 – Researching Career Pathways 00:00:00
- 5. 5.5 – Applying for College or Training Programs 00:00:00
- 6. 5.6 – Understanding Financial Aid and Scholarships 00:00:00
- 7. 5.7 – Study Skills for Adult Learners 00:00:00
- 8. 5.8 – Time Management for School and Work Balance 00:00:00
- 9. 5.9 – Networking for Education and Career Growth 00:00:00
- 10. 5.10 – Building a Career Plan Roadmap 00:00:00
- 11. 5.11 – Overcoming Educational Challenges 00:00:00
- 12. 5.12 – Seeking Mentors and Role Models 00:00:00
- 13. 5.13 – Developing Transferable Skills 00:00:00
- 14. 5.14 – Planning for Career Advancement 00:00:00
- 15. 5.15 – Staying Motivated for Lifelong Learning 00:00:00
- 1. 6.1 – Scheduling and Attending Doctor Appointments 00:00:00
- 2. 6.2 – Understanding Health Insurance Basics 00:00:00
- 3. 6.3 – Practicing Daily Hygiene Routines 00:00:00
- 4. 6.4 – Eating Healthy on a Budget 00:00:00
- 5. 6.5 – Staying Physically Active 00:00:00
- 6. 6.6 – Managing Stress and Relaxation Techniques 00:00:00
- 7. 6.7 – Recognizing Signs of Mental Health Struggles 00:00:00
- 8. 6.8 – Asking for Help with Emotional Needs 00:00:00
- 9. 6.9 – Managing Medications Responsibly 00:00:00
- 10. 6.10 – Understanding Sleep Hygiene 00:00:00
- 11. 6.11 – Avoiding Substance Misuse 00:00:00
- 12. 6.12 – Building Healthy Friendships and Supports 00:00:00
- 13. 6.13 – Staying Safe in Intimate Relationships 00:00:00
- 14. 6.14 – Creating a Personal Wellness Plan 00:00:00
- 15. 6.15 – Maintaining Balance in Health and Life 00:00:00
- 1. 7.1 – Understanding Transportation Options 00:00:00
- 2. 7.2 – Basics of Getting a Driver’s License 00:00:00
- 3. 7.3 – Car Maintenance and Safety Checks 00:00:00
- 4. 7.4 – Using Public Transit Confidently 00:00:00
- 5. 7.5 – Reading Bus and Train Schedules 00:00:00
- 6. 7.6 – Planning Routes and Timing 00:00:00
- 7. 7.7 – Safety Rules for Walking and Biking 00:00:00
- 8. 7.8 – Budgeting for Transportation Costs 00:00:00
- 9. 7.9 – Sharing Rides and Carpool Etiquette 00:00:00
- 10. 7.10 – Using Ride-Sharing Apps Responsibly 00:00:00
- 11. 7.11 – Safety When Traveling Alone 00:00:00
- 12. 7.12 – Preparing for Emergencies on the Road 00:00:00
- 13. 7.13 – Respecting Transportation Rules and Laws 00:00:00
- 14. 7.14 – Planning for Long-Distance Travel 00:00:00
- 15. 7.15 – Building Confidence in Transportation Independence 00:00:00
- 1. 8.1 – Practicing Active Listening in Conversations 00:00:00
- 2. 8.2 – Expressing Needs Clearly and Respectfully 00:00:00
- 3. 8.3 – Recognizing Healthy vs. Unhealthy Relationships 00:00:00
- 4. 8.4 – Conflict Resolution Without Aggression 00:00:00
- 5. 8.5 – Setting Boundaries in Friendships and Relationships 00:00:00
- 6. 8.6 – Building Trust Through Honesty 00:00:00
- 7. 8.7 – Respecting Different Opinions and Cultures 00:00:00
- 8. 8.8 – Communicating Effectively at Work 00:00:00
- 9. 8.9 – Managing Stress in Relationships 00:00:00
- 10. 8.10 – How to Apologize and Forgive 00:00:00
- 11. 8.11 – Teamwork Skills for Adult Life 00:00:00
- 12. 8.12 – Saying No Without Guilt 00:00:00
- 13. 8.13 – Building Self-Confidence in Communication 00:00:00
- 14. 8.14 – Supporting Friends and Family in Need 00:00:00
- 15. 8.15 – Creating Lasting Healthy Connections 00:00:00
- 1. 9.1 – Understanding Your Basic Legal Rights 00:00:00
- 2. 9.2 – Knowing the Difference Between Civil and Criminal Law 00:00:00
- 3. 9.3 – Understanding Laws About Employment and Housing 00:00:00
- 4. 9.4 – How to Read and Sign Legal Documents 00:00:00
- 5. 9.5 – Jury Duty and Civic Responsibility 00:00:00
- 6. 9.6 – Voting Basics and Registration 00:00:00
- 7. 9.7 – Understanding Local, State, and Federal Government 00:00:00
- 8. 9.8 – Recognizing Discrimination and How to Report It 00:00:00
- 9. 9.9 – Staying Safe Online and Protecting Privacy 00:00:00
- 10. 9.10 – Community Service and Giving Back 00:00:00
- 11. 9.11 – Knowing When to Seek Legal Help 00:00:00
- 12. 9.12 – Understanding Taxes and Filing Basics 00:00:00
- 13. 9.13 – Avoiding Legal Trouble in Daily Life 00:00:00
- 14. 9.14 – Knowing Rights When Interacting with Police 00:00:00
- 15. 9.15 – Building a Responsible Adult Record 00:00:00
- 1. 10.1 – Identifying Personal Values and Goals 00:00:00
- 2. 10.2 – Setting SMART Goals for Success 00:00:00
- 3. 10.3 – Creating a Vision Board for Motivation 00:00:00
- 4. 10.4 – Breaking Goals into Action Steps 00:00:00
- 5. 10.5 – Tracking Progress and Adjusting Plans 00:00:00
- 6. 10.6 – Building Long-Term Financial Security 00:00:00
- 7. 10.7 – Planning for Career and Education Growth 00:00:00
- 8. 10.8 – Creating Healthy Habits for the Future 00:00:00
- 9. 10.9 – Building a Reliable Support Network 00:00:00
- 10. 10.10 – Overcoming Setbacks and Staying Resilient 00:00:00
- 11. 10.11 – Celebrating Small and Big Wins 00:00:00
- 12. 10.12 – Planning for Future Housing Stability 00:00:00
- 13. 10.13 – Developing Leadership Skills 00:00:00
- 14. 10.14 – Planning for Family and Community Roles 00:00:00
- 15. 10.15 – Sustaining Independence Through Lifelong Growth 00:00:00
Course overview
Lesson Overview
2.8 – Understanding Credit and Credit Scores: Credit is a measure of financial trust. It represents how reliably you repay borrowed money. A credit score summarizes your financial reputation in a single number, influencing loans, rentals, and even job opportunities. Understanding how it works—based on payment history, debt levels, and credit age—empowers you to make informed decisions. Managing credit wisely means paying on time, keeping balances low, and avoiding unnecessary accounts. Over time, positive behavior builds a strong credit profile that rewards responsibility. Poor management, however, can create long-term barriers. Your credit score reflects not just your finances but your consistency and integrity. Building healthy credit habits early secures opportunities for your future independence.
About this course
Comprehensive life skills training to help young adults transition into independent living with confidence, stability, and self-sufficiency.
This course includes:
- Budgeting templates, job readiness tools, and housing checklists
- Real-life scenarios to practice problem-solving and independence skills
- Guided planning activities to build a personalized adulthood readiness plan