🛣️ Transition Planning (Adolescents to Adults) *coming soon
Course overview
Lesson Overview

4.8 – Building Credit Responsibly: Credit can be powerful when used carefully. Using a credit card for small purchases builds history. Paying in full each month prevents debt and fees. You learn that credit is not free money but borrowed trust. Keeping balances low shows responsibility. Avoiding too many new accounts protects your score. Watching your limits prevents overspending. Good habits with credit build freedom and opportunity. Over time, lenders see you as reliable and mature. Building credit slowly and smartly creates lasting financial strength.

About this course

A structured program to help adolescents develop the skills, confidence, and plans needed for a successful transition into adulthood.

This course includes:
  • Transition planning templates and goal-setting worksheets
  • Real-world practice scenarios for adult responsibilities
  • Resources for education, employment, and community support services

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

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