🛣️ Transition Planning (Adolescents to Adults) *coming soon
Course overview
Lesson Overview

4.9 – Understanding Loans and Debt: Loans let you borrow money for school, cars, or big goals. Debt is what you owe back, often with interest added. You learn to compare loan terms and rates before agreeing. Paying on time avoids penalties and keeps stress low. Borrowing only what you can handle shows maturity. Understanding interest teaches how costs grow over time. Debt can help build credit when managed well. Too much debt, though, can limit freedom. Planning repayment early makes everything smoother. Smart borrowing turns loans into stepping stones instead of traps.

About this course

A structured program to help adolescents develop the skills, confidence, and plans needed for a successful transition into adulthood.

This course includes:
  • Transition planning templates and goal-setting worksheets
  • Real-world practice scenarios for adult responsibilities
  • Resources for education, employment, and community support services

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

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