🧳 Transition & Reentry Skills *coming soon
Course overview
Lesson Overview

4.13 – Planning for Emergency Expenses: Emergency planning protects you from financial collapse when life throws unexpected challenges your way. Medical bills, car repairs, or sudden job loss can cause stress if no safety net exists. Creating an emergency fund—even starting with small amounts—builds security over time. The goal is to save at least three to six months of basic expenses eventually, but even $20 a week makes a difference. Keeping this fund separate from regular spending prevents temptation to use it unnecessarily. Regular contributions turn saving into habit, and reviewing needs yearly ensures your safety net stays relevant. Emergency planning also reduces anxiety because you know you’re prepared for life’s surprises. It’s not about predicting the future but protecting your stability. With discipline and patience, your emergency fund becomes a shield of confidence that allows you to face uncertainty calmly and continue progressing financially.

About this course

Essential skills to support smooth life transitions and successful reentry into independent living and community life.

This course includes:
  • Transition and reentry planning templates
  • Resource guides for housing, employment, and community support
  • Scenario-based exercises for problem-solving and adaptation

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