🧳 Transition & Reentry Skills *coming soon
Course overview
Lesson Overview

4.7 – Understanding Credit Scores: Your credit score acts like a financial report card, influencing everything from loan approvals to rental opportunities. It measures how responsibly you manage borrowed money and reflects your trustworthiness to lenders. Payment history, credit usage, account length, and mix of credit types all play major roles in your score. Paying bills on time, keeping balances low, and avoiding unnecessary credit applications all protect your rating. A strong credit score opens doors to better interest rates, saving you money over time. Ignoring your credit can lead to surprises, so checking it regularly ensures accuracy and alerts you to errors or fraud. Understanding your score gives you leverage in financial decisions and helps you plan long-term goals like buying a car or home. Building good credit takes time, but consistency and patience transform your score into a valuable asset that supports financial freedom.

About this course

Essential skills to support smooth life transitions and successful reentry into independent living and community life.

This course includes:
  • Transition and reentry planning templates
  • Resource guides for housing, employment, and community support
  • Scenario-based exercises for problem-solving and adaptation

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

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