🧳 Transition & Reentry Skills *coming soon
Course overview
Lesson Overview

4.9 – Avoiding Predatory Loans and Scams: Predatory lenders and scams often target individuals rebuilding stability, offering quick cash at the cost of long-term hardship. These traps disguise themselves as help but hide unfair interest rates, hidden fees, or misleading terms. Payday loans, rent-to-own contracts, and fake debt relief services are common examples. Avoiding them starts with skepticism—if a deal seems too good to be true, it likely is. Reading every term carefully and seeking trusted advice before signing anything protects your finances. Legitimate lenders never pressure or rush you to decide. Building emergency savings reduces vulnerability to these exploitative offers. Reporting scams and educating others strengthens community awareness. Protecting your finances means protecting your future, so every cautious step is an act of self-respect. Staying informed and alert ensures your hard work goes toward growth, not into the hands of those who profit from desperation.

About this course

Essential skills to support smooth life transitions and successful reentry into independent living and community life.

This course includes:
  • Transition and reentry planning templates
  • Resource guides for housing, employment, and community support
  • Scenario-based exercises for problem-solving and adaptation

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