🌐 Life Skills for Justice-Involved Clients *coming soon
Course overview
Lesson Overview

4.4 – Understanding Credit and Credit Scores: Credit is your financial reputation scored by behavior. Paying bills on time increases your rating. Missed or late payments lower trust fast. Using less than 30% of credit limits shows control. Avoid opening too many new accounts quickly. Review your credit report yearly for accuracy. Responsible use leads to lower interest and approval power. A strong score opens housing and employment doors. Protect credit with passwords and identity monitoring. Credit reflects consistency, not wealth.

About this course

Practical skills and strategies to help justice-involved individuals successfully reintegrate into the community and build stable, independent lives.

This course includes:
  • Employment readiness tools, housing resources, and budgeting templates
  • Role-play and scenario practice for real-world problem-solving
  • Step-by-step reentry planning guide to support ongoing success

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

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