⚖️ Legal & Self-Advocacy Skills *coming soon
Course overview
Lesson Overview

11.16 – What Is a Vehicle Lien and Why It Matters Legally: A vehicle lien is a legal claim placed on your car by a creditor or lender to secure repayment of a debt, and understanding its function is vital to owning and keeping control of your property. When you finance or lease a vehicle, the lender holds an interest in it until you pay off the loan in full. This means you cannot legally sell, refinance, or transfer the title without resolving that lien. If payments fall behind, the lienholder can repossess or block the sale until their financial interest is satisfied. Liens are recorded directly on the vehicle’s title, so always review it for active claims before completing any transaction. There are also mechanic’s, storage, and judgment liens—each representing unpaid work, fees, or court debts connected to the car. A clear title, free of liens, gives you full ownership rights and peace of mind. Knowing how liens operate teaches you to verify obligations before signing and to demand written releases once payments are completed. Treat every lien as both a warning and a record: it reflects an agreement that must be honored precisely. The moment a lien is released, ensure your DMV updates the record, as lingering data errors can later block insurance, resale, or registration renewals. Legal awareness here isn’t just technical—it’s practical power that secures your ownership against confusion or dispute.

About this course

Knowledge and strategies to understand your rights, navigate legal systems, and advocate effectively for yourself.

This course includes:
  • Legal rights and resource guides
  • Self-advocacy planning templates and documentation checklists
  • Scenario-based exercises for practicingegal and advocacy interactions

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