⚖️ Legal & Self-Advocacy Skills *coming soon
Course overview
Lesson Overview

2.6 – Understanding Loan and Credit Card Contracts: Loan and credit card contracts outline how borrowing money really works, and understanding them can save you from costly mistakes. These agreements list how much you borrow, the interest rate, payment schedule, and penalties for missing deadlines. Always check for “variable rates” that can increase unexpectedly or “late fees” that grow fast. Read how interest is calculated and when extra charges apply. Credit agreements may also include terms about how information is shared with credit bureaus. Knowing your rights to cancel, dispute, or pay off early prevents future debt traps. Many people sign without reading the fine print, then face charges they didn’t expect. Taking time to review everything builds confidence and helps you spend wisely. Understanding financial agreements is not about fear—it’s about taking control of your future and protecting your financial stability.

About this course

Knowledge and strategies to understand your rights, navigate legal systems, and advocate effectively for yourself.

This course includes:
  • Legal rights and resource guides
  • Self-advocacy planning templates and documentation checklists
  • Scenario-based exercises for practicingegal and advocacy interactions

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

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