⚖️ Legal & Self-Advocacy Skills *coming soon
Course overview
Lesson Overview

11.17 – How to Check for Existing Liens Before Buying a Car: Checking for existing liens before purchasing a vehicle is one of the smartest defensive actions a buyer can take. Begin by asking to see the physical title; if it lists a bank, finance company, or individual as lienholder, ownership is not yet clear. Then run the vehicle identification number (VIN) through official databases such as your state’s DMV or the National Motor Vehicle Title Information System. Many services show whether a lien is active, released, or pending. Never rely solely on a seller’s word—documentation is what matters. If you buy a car still under lien, the creditor’s claim can follow the car to you, leaving you legally obligated for someone else’s debt or at risk of repossession. Request a written lien release letter if the seller claims payoff has already occurred. Verify the date and reference number match the title record. If buying from a dealership, ask them to provide a “lien satisfaction guarantee” before payment. Avoid online or private sellers who rush the process or discourage verification. A ten-minute check today prevents months of legal and financial frustration later. Protecting yourself through verification is not distrust—it’s due diligence, the difference between legitimate ownership and an expensive mistake you never intended to inherit.

About this course

Knowledge and strategies to understand your rights, navigate legal systems, and advocate effectively for yourself.

This course includes:
  • Legal rights and resource guides
  • Self-advocacy planning templates and documentation checklists
  • Scenario-based exercises for practicingegal and advocacy interactions

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