💼 Vocational and Independent Living Skills *coming soon
Course overview
Lesson Overview

5.4 – Understanding Debit vs. Credit Cards: Debit cards use your own money from a checking account, while credit cards borrow money you must repay later. Debit helps control spending because you can’t go over what’s in your account. Credit can build your score if you pay on time but can also create debt if misused. Watch interest rates and avoid spending more than you can repay monthly. Use credit only for planned purchases or emergencies. Check statements for errors and report any suspicious charges fast. Knowing the difference helps you spend smarter. Using both wisely supports strong financial health and freedom.

About this course

Training to prepare individuals for employment success and the skills needed to live independently with confidence.

This course includes:
  • Job readiness and interview preparation resources
  • Budgeting and independent living planning tools
  • Scenario-based exercises for workplace and daily life problem-solving

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

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