💼 Vocational and Independent Living Skills *coming soon
Course overview
Lesson Overview

5.9 – Preventing Overdrafts and Fees: Overdrafts happen when you spend more than what’s in your account, and banks charge fees for that. To avoid them, keep an eye on your balance regularly. Set up alerts to warn you when funds are low. Use a notebook or app to track spending before it hits the bank. If possible, link a small savings account as backup protection. Don’t rely on pending deposits—they may not clear right away. Avoid using overdraft protection as a habit; it’s a safety net, not a plan. Knowing your exact balance keeps you in control. Preventing overdrafts saves money and stress.

About this course

Training to prepare individuals for employment success and the skills needed to live independently with confidence.

This course includes:
  • Job readiness and interview preparation resources
  • Budgeting and independent living planning tools
  • Scenario-based exercises for workplace and daily life problem-solving

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

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