✅ Daily Living Skills (ADLs & IADLs) *coming soon
Course overview
Lesson Overview

15.61 – What to Do If You Miss a Utility Bill or Payment: Falling behind happens, but action protects stability. Review your bill immediately to confirm the missed date and contact the company before disconnection. Many providers offer grace periods or payment extensions if you communicate early. Stay calm and explain honestly; polite initiative earns flexibility. Create a budget reminder system—apps, calendars, or sticky notes—to prevent recurrence. Avoid borrowing hastily; negotiate instead. Keeping records of all calls ensures accountability. Over time, proactive honesty rebuilds trust with companies and yourself. Every recovery proves financial organization is about awareness, not perfection. Consistency transforms temporary setbacks into lessons that strengthen independence and discipline within household management.

About this course

Practical training to help individuals independently manage personal care, household tasks, and community responsibilities, building confidence and self-sufficiency in daily life.

This course includes:
  • Progress tracking so you can see how far you’ve come
  • Supportive materials you can download and keep for future use
  • Flexibility to work at your own pace, when it fits your schedule

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

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