✅ Daily Living Skills (ADLs & IADLs) *coming soon
Course overview
Lesson Overview

24.6 – Setting Aside Funds for Essentials: Setting aside funds for essentials ensures stability and prevents crises when expenses arise. Essentials include rent, utilities, food, and transportation—nonnegotiable costs that must always be covered first. Use automatic transfers or separate envelopes to protect this money before spending on anything else. Treat these funds as commitments to yourself, not optional extras. Knowing your essentials are secure reduces anxiety and builds trust in your financial habits. This method helps you plan realistically for the rest of your spending and prevents guilt when enjoying discretionary purchases later. Prioritizing essentials keeps your foundation strong, proving that financial freedom begins with responsibility. The more consistent you are with this practice, the smoother and more predictable your financial life becomes.

About this course

Practical training to help individuals independently manage personal care, household tasks, and community responsibilities, building confidence and self-sufficiency in daily life.

This course includes:
  • Progress tracking so you can see how far you’ve come
  • Supportive materials you can download and keep for future use
  • Flexibility to work at your own pace, when it fits your schedule

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

Allow