✅ Daily Living Skills (ADLs & IADLs) *coming soon
Course overview
Lesson Overview

24.9 – Planning for Unexpected Expenses: Planning for unexpected expenses builds resilience and prevents panic during surprise situations. Life often brings sudden costs like medical bills, car repairs, or appliance breakdowns. Set up a small emergency fund—start with even $10 or $20 a week—to cushion against these moments. Keep it separate from your regular spending account to avoid temptation. Saving consistently builds confidence, knowing you’re prepared for the unexpected. Treat your emergency fund as protection for your independence, not extra cash to spend casually. Over time, this fund provides freedom from borrowing or debt when challenges arise. Planning ahead for uncertainty teaches discipline, foresight, and calm under pressure—qualities that strengthen your financial foundation and make life’s surprises manageable rather than overwhelming.

About this course

Practical training to help individuals independently manage personal care, household tasks, and community responsibilities, building confidence and self-sufficiency in daily life.

This course includes:
  • Progress tracking so you can see how far you’ve come
  • Supportive materials you can download and keep for future use
  • Flexibility to work at your own pace, when it fits your schedule

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

Allow