✅ Daily Living Skills (ADLs & IADLs) *coming soon
Course overview
Lesson Overview

24.3 – Identifying Needs vs. Wants: Identifying needs versus wants is key to managing money wisely. Needs are essentials—housing, food, clothing, transportation, and health—while wants are extras that add comfort or enjoyment. Recognizing the difference helps you prioritize spending when money is tight. Before each purchase, ask whether it supports your well-being or simply satisfies a short-term desire. Sometimes wants can wait until essentials are secured. Learning to delay gratification strengthens financial discipline and builds confidence. Needs should always come first, but setting aside occasional room for wants keeps balance and motivation alive. Over time, this habit helps you spend with purpose instead of impulse. Understanding this distinction turns budgeting into a tool for freedom rather than restriction, guiding you toward smarter, more intentional money choices every day.

About this course

Practical training to help individuals independently manage personal care, household tasks, and community responsibilities, building confidence and self-sufficiency in daily life.

This course includes:
  • Progress tracking so you can see how far you’ve come
  • Supportive materials you can download and keep for future use
  • Flexibility to work at your own pace, when it fits your schedule

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