✅ Daily Living Skills (ADLs & IADLs) *coming soon
Course overview
Lesson Overview

15.63 – How to Negotiate a Payment Plan for Rent or Utilities: Negotiation protects dignity and keeps essentials running. Call or email early before deadlines pass, stating clearly what you can afford weekly or monthly. Bring documentation if income changed. Most landlords or companies prefer partial consistency over silence. Ask about hardship programs or deferred payment options. Stay polite, factual, and realistic—never promise what you can’t sustain. Follow up agreements in writing. Paying something regularly rebuilds trust and prevents eviction or shutoff. Over time, learning to advocate calmly for your needs turns financial stress into empowerment. You discover that transparency and composure can open doors to flexible solutions, proving that respectful communication is a real financial survival skill.

About this course

Practical training to help individuals independently manage personal care, household tasks, and community responsibilities, building confidence and self-sufficiency in daily life.

This course includes:
  • Progress tracking so you can see how far you’ve come
  • Supportive materials you can download and keep for future use
  • Flexibility to work at your own pace, when it fits your schedule

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

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