✅ Daily Living Skills (ADLs & IADLs) *coming soon
Course overview
Lesson Overview

15.64 – Managing Late Fees, Shutoff Notices, or Overdue Bills: Seeing overdue notices can spike anxiety, but panic doesn’t pay bills—planning does. Gather all letters, highlight due dates, and call creditors before penalties deepen. Many will remove fees for prompt communication. Prioritize essentials like rent, power, and water first. Create a payment calendar visible to reduce forgetfulness. Automate reminders or use money-envelope systems for structure. Track each payment until the balance clears. Celebrate each milestone—it keeps morale steady. Over time, consistent planning restores confidence. Facing financial problems directly replaces shame with strength, teaching that control returns the moment you act rather than avoid.

About this course

Practical training to help individuals independently manage personal care, household tasks, and community responsibilities, building confidence and self-sufficiency in daily life.

This course includes:
  • Progress tracking so you can see how far you’ve come
  • Supportive materials you can download and keep for future use
  • Flexibility to work at your own pace, when it fits your schedule

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

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