🛡️ Student Mental Health Series *coming soon
Course overview
Lesson Overview

14.07 – How to Budget When You’re Broke: Budgeting when money is tight isn’t about having a lot—it’s about controlling what you have. Start by tracking every dollar, even small ones, to see where your cash really goes. Divide needs like food and bills from wants like fast food or subscriptions. Setting priorities helps you avoid panic spending. Use free apps or simple notebooks to plan weekly expenses. If you earn $50, decide ahead what each dollar must do for you. Saving even two dollars builds discipline that compounds over time. Learning to budget now teaches independence faster than any classroom. You’ll discover power in saying “not today” to things that steal your stability. When you manage your money instead of letting it manage you, stress decreases, and confidence grows. Wealth begins with awareness, not amount. Being broke is temporary; being focused is a lifelong strength.

About this course

Trauma-informed mental wellness lessons that help students manage emotions, build resilience, and stay safe in real-world situations—like bullying, grief, violence, and poverty. Built for schools, youth programs, and Medicaid-compliant services.

This course includes:
  • Step-by-step guidance for handling social pressure, conflict, and unsafe situations
  • Stories and messages that encourage students to speak up, stay safe, and take control of their future
  • Flexible learning options for classrooms, after-school programs, and independent use

Our platform is HIPAA, Medicaid, Medicare, and GDPR-compliant. We protect your data with secure systems, never sell your information, and only collect what is necessary to support your care and wellness. learn more

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